First Financial Associates, Inc. respects the privacy of every individual who visits our websites. This privacy statement provides notice of the standards and terms under which First Financial Associates protects the privacy of information supplied by visitors to sites on the World Wide Web that are owned and operated by First Financial Associates. This privacy statement provides notice of our information collection practices and of the ways in which your information may be used. This policy may change from time to time, so please check back periodically to review this information.

Information that First Financial Associates collects and how is it used

Personally-Identifiable Information: First Financial Associates typically receives specific data about its website visitors only when such information is provided voluntarily, such as when our visitors request information, purchase or enroll for services, provide resume information for employment opportunities, or send us e-mail. Of course, some of these activities require that you give us information, such as when you make a purchase, use a credit card to pay for services, submit your resume, or request certain types of information. When you provide personally-identifiable information to First Financial Associates through one of our websites, it will be used to fulfill your specific request. In most cases, you will be given the opportunity to select whether you do, or do not, want First Financial Associates to use this information for additional purposes. You may also request that First Financial Associates not use your information by sending an e-mail to privacy@1stfinancialassociates.com, however, First Financial Associates reserves the right, in its discretion, to send you bulletins and other important information about your First Financial Associates services. Absent any instructions from you, First Financial Associates may use information you provide to inform you about additional services and products offered by the First Financial Associates family of companies, First Financial Associates authorized agents, and other goods and services providers with whom First Financial Associates has relationships and whose offerings might be of interest to you. First Financial Associates will not, however, sell or trade your personally-identifiable information unless we are authorized or legally required to do so, or in the case of imminent physical harm to the visitor or others. On those First Financial Associates sites where you may provide First Financial Associates with credit card or other ordering information via the web, First Financial Associates protects and secures this information by employing commercially customary web-based security and encryption protocols, examples of which include Secure Socket Layer (SSL) and Secure Electronic Transaction (SET). On those sites where you voluntarily offer any feedback, data, answers, questions, comments, suggestions, ideas or the like, First Financial Associates will treat that portion of the information as non-confidential and non-proprietary and, except as otherwise expressed in this privacy statement, First Financial Associates assumes no obligation to protect such information from disclosure.

Non Personally-Identifiable (Generic) Information: In general, First Financial Associates gathers some generic information automatically. Generic information does NOT reveal the identity of the visitor. It usually includes information about the Internet address assigned to your computer, the number and frequency of visitors, and the First Financial Associates sites visited. First Financial Associates gathers this information for the limited purpose of determining customer service and website needs. We accomplish this by using certain technologies, including "cookies" (a technology that can be used to provide the visitor with tailored information about First Financial Associates services). First Financial Associates does not combine information collected in this way with any personally-identifiable information. You can set your browser to notify you when you receive a cookie and you can refuse it.

If you have any questions about this privacy statement or your dealings with this website, please contact privacy@1stfinancialassociates.com.